Cost of Living in Australia: 2025 Data and 10-Year Outlook

G’day! Having helped countless families settle across Australia, I’ve learned one thing for sure—there’s no single answer to the cost of living in Australia. In 2025, the differences between cities are more noticeable than ever, shaping decisions on where to put down roots. From Sydney’s bustling streets (and eye-watering prices) to the laid-back affordability of Perth, each city comes with its charm—and budget considerations. So, let’s break it down together.

In this handy guide, I’ll walk you through what daily life costs in five of Australia’s biggest cities. We’ll cover everything you need to know: housing, transport, groceries, utilities, and even leisure costs like dining out and entertainment, all updated for 2025. Consider this your insider’s tour—friendly, practical, and backed by up-to-date data—so you’ll have a clear snapshot of what your future expenses could look like.

Comparing Melbourne, Sydney, Adelaide, Canberra, Perth, and Brisbane side by side will highlight some surprising contrasts. Sydney might not shock you as the priciest city, but the affordability of Perth and Brisbane could be pleasant revelations. Each city brings something different to the table in 2025, and by the end of this guide, you’ll confidently know which Australian city aligns best with your lifestyle and budget before you start packing your boxes.

Overall Cost of Living in Australia: Melbourne, Sydney, Adelaide, Canberra, Perth & Brisbane

Australia’s cost of living isn’t one-size-fits-all, and it shows when you line up its big cities. Whether you are moving from Melbourne to Canberra or any other city, this guide gives you a side-by-side look at Melbourne, Sydney, Adelaide, Canberra, Perth, and Brisbane to see how they stack up in 2025. From Sydney’s vibrant but pricey harbour lifestyle to Adelaide’s relaxed, festival-loving vibe, your everyday expenses can vary significantly. Whether it’s housing, transport, groceries, utilities, or dining out, knowing how far your dollar stretches in each city is essential, especially when planning your next move or budgeting your monthly expenses carefully.

Each city tells a different financial story. Sydney consistently tops the charts as Australia’s priciest, particularly for housing and dining out. Melbourne trails closely, balancing high living standards with slightly lower overall costs than Sydney. Adelaide and Brisbane are noticeably kinder to your wallet, offering affordability across most categories. Meanwhile, Canberra and Perth occupy a middle ground, mixing the convenience of capital city living with moderate expenses, providing solid value without reaching Sydney’s dizzying heights.

Overall Cost of Living in Australia 2025

City	Housing Costs (Median House Price)	Transport (Monthly PT Pass)	Groceries & Essentials (Weekly)	Utilities Expenses (Monthly Avg.)	Dining Out & Entertainment (Meal for Two)
Melbourne	$1,035,887	$200	$157	$330	$120
Sydney	$1,691,731	$200	$170	$400	$140
Adelaide	$1,000,000	$115	$160	$400	$100
Canberra	$1,050,000	$120	$165	$325	$130
Perth	$918,000	$120	$160	$305	$120
Brisbane	$1,020,000	$30	$160	$390	$110

When moving interstate in Melbourne or other cities, the cost differences between the Australian cities are notable. Sydney stands apart with housing prices roughly double Perth’s median, highlighting significant affordability out west. Transport tells another clear story: Brisbane’s ultra-cheap public transit ($30 monthly) is significantly less expensive compared to Sydney or Melbourne ($200 monthly), offering substantial savings. In contrast, groceries and essentials show less dramatic differences, with Sydney slightly pricier at around $170 weekly compared to Melbourne’s lowest average of $157, making careful budgeting essential in the Harbour City.

Utilities expenses are similarly revealing, with Sydney and Adelaide topping out at around $400 monthly, significantly higher than Perth’s $305, the cheapest of the six cities. Dining and entertainment show Sydney leading again with meals around $140 for two, noticeably more expensive than Adelaide’s budget-friendly $100. Melbourne and Perth offer a balanced middle ground ($120), providing good value for dining out without reaching Sydney’s extravagant heights, while Brisbane and Canberra hover in between, maintaining moderate affordability.

Next up, let’s dive deeper into the specifics of Melbourne’s living costs, exploring exactly what you can expect to pay in Australia’s cultural capital.

Cost of Living in Melbourne (2025)

Melbourne is Australia’s cultural capital, beloved for its world-class coffee, arts festivals, and passionate sports culture. Locals enjoy a vibrant lifestyle—think street art, live music, and footy at the MCG—which helps Melbourne consistently rank among the world’s most liveable cities. It’s no surprise that many people look for Interstate Removalists Melbourne to help them relocate here. Of course, this cosmopolitan life comes at a cost. Melbourne’s cost of living isn’t as steep as Sydney’s, but it’s still on the higher side for Australia. Overall, the city offers a friendly, buzzing atmosphere and plenty of free public events to soften the blow of its pricier aspects.

Current Cost of Living Breakdown for a couple (2025)

Item	Share of Income (%)	Amount (AUD)
Net couple income	100%	$4,500
Utilities	4.1%	$185
Transport	11.2%	$504
Entertainment	13.3%	$599
Food	20.4%	$918
Rent / Housing	51%	$2,295

Based on the current breakdown, rent is the largest expense for couples in Melbourne, consuming slightly over half (51%) of their monthly net income. This aligns with nationwide trends, though Melbourne’s rent share is relatively high compared to the Australian average of around 35–40% of income, indicating that housing affordability could be a significant pressure point for new residents. Notably, utilities (4.1%) appear to be low, suggesting that Melbourne’s relatively mild climate and competitive utility markets might keep these costs manageable.

A practical budgeting tip for newcomers is to carefully manage entertainment spending (13.3%) by exploring Melbourne’s abundant free or low-cost activities, such as festivals, galleries, and parks, which could substantially ease budget pressure.

Projected Monthly Costs of Living in 2035 (Base Scenario)

Item	Amount 2025 (AUD)	Amount 2035 (AUD)	% Change
Net couple income	$4,500	$6,348	+41.1%
Utilities	$185	$237	+28.1%
Transport	$504	$646	+28.1%
Entertainment	$599	$768	+28.1%
Food	$918	$1,177	+28.1%
Rent / Housing	$2,295	$2,942	+28.1%

By 2035, monthly net incomes for couples in Melbourne are projected to rise approximately 41.1% to around $6,348, based on average annual wage growth forecasts of around 3.5%. In contrast, costs across all categories are expected to grow by approximately 28.1%, assuming annual CPI inflation settles near the Reserve Bank’s long-term target of 2.5%. Under this scenario, couples would experience improved purchasing power, as income growth comfortably outpaces expense growth.

However, rent, despite its slower growth rate relative to wages, will remain the largest share of expenses and continue placing significant strain on budgets. Optimistic scenarios (with CPI around 1.5% per annum) and pessimistic scenarios (CPI around 3.5% per annum) imply that projected monthly costs by 2035 could range significantly, underscoring uncertainty around long-term financial planning. Couples in Melbourne should plan optimistically for moderate improvement in living standards but remain cautious, particularly about housing affordability.

Housing Cost of Living in Melbourne

Housing in Melbourne doesn’t come cheap. The median house price sits around the million-dollar mark, and even a typical apartment (unit) costs over half a million. Rents are also significantly higher in the inner city and somewhat more affordable further out in the suburbs. If you’re considering a move here, exploring The Best Suburbs in Melbourne for Living can help you find the right balance between cost and lifestyle.

Renting vs Buying

Many Melburnians rent first for flexibility and to avoid the hefty deposit needed to buy. Renting lets you live in desirable suburbs without a million-dollar mortgage, but it comes with rising rents and no equity. Buying is a big commitment, yet it offers stability and long-term investment in your own home. To see what suburbs you should avoid moving to, read our blog “Worst suburbs in Melbourne” now.

Housing Cost of Living Trends: Historical Trends (2015–2024)

Year	CPI Inflation (YoY %)	Median Rent (Monthly, $)	Median Home Price ($)
2015	1.5%	~$1,400	~$650,000
2016	1.3%	~$1,480	$795,447
2017	2.2%	~$1,520	$903,000
2018	2.0%	~$1,540	~$830,000 (est.)
2019	2.0%	~$1,560	$901,951
2020	1.3%	~$1,520	~$880,000 (est.)
2021	2.5%	~$1,540	~$1,000,000 (est.)
2022	8.0%	~$1,640	~$950,000 (est.)
2023	3.8%	~$2,120	~$1,000,000 (est.)
2024	2.5%	~$2,240	$1,040,000

Sources: Dffh, Buyers Advocate

CPI inflation is a year-over-year change. Median monthly rent is based on Melbourne’s median weekly rent (all dwellings) converted to a monthly cost (4×weekly rent). Median home price is for Melbourne metro houses (approximate, where noted).

In the past decade, Melbourne’s rent and housing costs showed moderate growth with periods of sharp rises. Rents were relatively flat in the mid-2010s, with median house rents around $410/week in 2016. A dip occurred during 2020–2021 when city rents fell about 12% amid COVID-19 lockdowns and out-migration, bottoming out by mid-2021. However, rents surged in the post-pandemic rebound, jumping roughly 15% in 2022–2023 alone, reaching record highs (median ~$560/week in 2024) as demand outstripped rental supply.

Home prices saw their steepest ascent during boom cycles in 2016–17 and especially 2021, the latter fueled by low interest rates and stimulus. After a brief downturn in 2018 and a sharper price correction in 2022 (when interest rates rose and values fell ~5–10%), Melbourne’s median house price recovered to an all-time high of about $1.04 million in 2024. 

Over the decade, renters faced volatility with a recent affordability squeeze, while buyers saw strong long-term capital growth – those who bought before 2020 enjoyed significant equity gains, whereas new entrants now grapple with high prices and rising loan costs.

Projected Trends (2025–2034) Under Three Inflation Scenarios

Base Case (Inflation ~3.2%) | Optimistic  (Inflation ~2.2%) | Pessimistic (Inflation ~4.2%)

Year	CPI %	Rent (Monthly, $)	Home Price ($)	CPI %	Rent (Monthly, $)	Home Price ($)	CPI %	Rent (Monthly, $)	Home Price ($)
2024	–	$2,240	$1,040,000	–	$2,240	$1,040,000	–	$2,240	$1,040,000
2025	3.2%	$2,312	$1,073,280	2.2%	$2,289	$1,063,880	4.2%	$2,334	$1,083,680
2026	3.2%	$2,386	$1,107,640	2.2%	$2,339	$1,087,300	4.2%	$2,432	$1,129,180
2027	3.2%	$2,462	$1,143,080	2.2%	$2,390	$1,111,220	4.2%	$2,534	$1,176,600
2028	3.2%	$2,540	$1,179,660	2.2%	$2,443	$1,135,660	4.2%	$2,640	$1,226,010
2029	3.2%	$2,621	$1,217,400	2.2%	$2,497	$1,160,650	4.2%	$2,750	$1,277,510
2030	3.2%	$2,704	$1,256,360	2.2%	$2,552	$1,186,180	4.2%	$2,866	$1,331,160
2031	3.2%	$2,790	$1,296,560	2.2%	$2,608	$1,212,250	4.2%	$2,986	$1,386,990
2032	3.2%	$2,879	$1,338,100	2.2%	$2,666	$1,238,910	4.2%	$3,111	$1,445,240
2033	3.2%	$2,971	$1,381,000	2.2%	$2,725	$1,266,160	4.2%	$3,241	$1,506,910
2034	3.2%	$3,066	$1,425,200	2.2%	$2,785	$1,294,020	4.2%	$3,378	$1,571,200

The Base Case reflects roughly the Reserve Bank’s target ~3% inflation; Optimistic assumes a quicker return to ~2% inflation; Pessimistic models higher sustained inflation around 4 %+. Under each scenario, housing costs are compounded annually by the respective inflation rate (assuming rents and home values grow in line with general inflation in the long run).

In comparing past trends to these projections, Melbourne’s housing and rental costs are expected to keep rising, but at different paces. Historically, home prices grew about 4–5% per year on average (with bursts of double-digit growth in boom years), and rents about 3–4% yearly (until the recent post-pandemic spike). The Base Case scenario sees growth rates for both rent and home values moderate to the low single digits, similar to long-term norms. Even so, by 2034, the median house could cost ~$1.42M (about 37% above 2024), and monthly rents about $3,060 (nearly 37% higher), underscoring continued affordability pressures.

In a high-inflation case, housing costs would climb much faster – a median home approaching $1.57M (50 %+ gain), with rents rising commensurately, likely outpacing household incomes and worsening the rent burden. Conversely, an optimistic low-inflation path would yield gentler increases (home prices ~25% higher by 2034), allowing incomes a chance to catch up. 

Whether you’re renting or buying, plan for steady cost growth. Residents should budget with an inflation buffer (e.g. assume ~3% + annual rise in housing expenses) and, when possible, lock in rates (for mortgages) or longer leases during low-inflation periods to mitigate the impact of Melbourne’s climbing living costs

Melbourne Transport Cost of Living in 2025

Melbourne’s inner-city transport expenses can add up, whether you’re tapping on with a Myki or driving a car. Public transport for a regular Zone 1 commuter comes to roughly a couple of hundred bucks a month. Driving has additional ongoing costs – from fuel to rego – that quickly stack up. This snapshot breaks down what you’d typically pay per month in 2025 to get around Melbourne, highlighting the costs of Myki travel versus car ownership.

Public Transport

For city commuters, Myki Zone 1 fares average about $200 per month for unlimited travel. There’s a daily cap (around $11 a day, and about $7.60 on weekends), so once you’ve spent that in a day, you won’t be charged extra, no matter how far or often you ride. In practical terms, a Monday-to-Friday worker hitting the daily cap ends up with predictable monthly Myki expenses. Melbourne’s public transport isn’t the cheapest in Australia, but it offers a set-and-forget cap that regulars love – you know exactly what your monthly spend will be if you use it every day.

Fuel and Vehicle

Moving inside Victoria comes with a different kind of cost structure. Unleaded 91 petrol sits around $1.80 per litre in 2025. That means filling up a 50-litre tank costs about $90, and many drivers will do that at least once a month (more if you’re commuting from the burbs or stuck in traffic on the Monash). On top of fuel, car owners shell out for maintenance and fees: roughly $50 a month for routine servicing (averaged out – you might pay $300 every six months), about $75 monthly for rego (Victorian registration and TAC charges spread over the year—check out Transfer Rego From VIC to NSW if you’re relocating interstate)), and around $100 a month for insurance (your comprehensive cover, which can be higher for younger drivers or pricier cars).

All up, these costs hit your wallet whether or not you drive the car daily, making owning a private vehicle a significant ongoing expense.

Melbourne Transport Cost of Living in 2025 Chart

Transport Type	Avg. Monthly Cost (AUD)
Monthly Public Transport (Myki Zone 1)	$200
Petrol (Unleaded 91) – per litre	$1.80
Monthly Car Servicing	$50
Monthly Registration (Rego)	$75
Monthly Insurance (Comprehensive)	$100

When comparing Melbourne’s transport costs, public transit clearly beats car ownership for inner-city commuters. A monthly Myki pass (~$200) is significantly cheaper than driving, which typically costs $300–$400+, including fuel, maintenance, registration, and insurance. Just monthly fuel expenses at $1.80/L approach $100, plus around $225 in fixed car costs. While cars offer flexibility, the convenience comes at a high price. Choosing trams or trains keeps expenses predictable and notably lower than maintaining a private vehicle.

Grocery Cost of Living in Melbourne

Melbourne’s grocery and essential item expenses are moderate by Australian standards. A typical Victorian household spends about A$157 per week on groceries – the lowest among all states. Everyday staples in Melbourne, like milk (A$2 per litre) and bread (A$4 per loaf), remain fairly affordable despite recent price upticks.

Melbourne vs Other Cities – Cost Comparison

Melbourne’s typical grocery basket comes out cheaper than Sydney’s (which is consistently the priciest) and even a touch lower than Canberra’s costs. In contrast, Brisbane’s grocery prices tend to be slightly cheaper, roughly 4–5% below Melbourne’s on average. Perth is virtually on par with Melbourne for groceries (only about a 1% difference either way), reflecting how uniform supermarket pricing can be across major Aussie cities.

Average Prices of Essential Grocery Items in Melbourne (2025)

Item	Average Price (AUD)
Milk (1 litre)	$2.10 – $2.20
Bread (white loaf, 500g)	$3.80 – $4.00
Rice (white, 1kg)	$3.30 – $3.40
Eggs (dozen, 12 large)	$5.70 – $6.00
Chicken fillets (1kg)	~$13.00

Melbourne’s grocery prices offer notable savings compared to Sydney, easing cost-of-living pressures. Despite rising food costs nationally, including a nearly 12% jump in egg prices and spikes in fruit and vegetables due to supply issues, Melbourne remains relatively affordable. Strong supermarket competition, discount grocers, and markets like QVM keep overall grocery expenses manageable. Thus, while Melbourne families still feel inflation’s pinch, stocking the pantry here won’t significantly strain budgets compared to other major east-coast cities.

Utilities Cost of Living in Melbourne

Melbourne’s monthly utility costs are relatively moderate for a major Aussie city. In 2025, a typical Melbourne household spends around $330 per month on essential utilities (electricity, gas, water, and internet). Electricity and gas take up the largest share of this total, while water rates and internet services account for the rest. Overall, Melbourne’s utility charges remain reasonable, reflecting Victoria’s competitive energy market and stable service pricing.

Electricity, Gas & Water

For an average Melbourne home, electricity is about $130 a month, making it the priciest utility. Gas adds roughly $60 per month. Combined, that’s around $190 each month on energy bills. Water rates are gentler on the wallet at about $66 per month for a typical household.

Internet

Internet costs in Melbourne are on par with the rest of Australia, thanks to the National Broadband Network (NBN) levelling prices nationwide. A standard unlimited broadband plan runs around $70–$80 per month (roughly $76 on average) — about what major providers like Telstra or Optus charge for a mid-speed NBN package. This keeps connectivity fairly affordable across the city.

Monthly Utility Cost of Living in Melbourne chart

Utility	Average Monthly Cost (AUD)
Electricity & Gas	$190
Water Rates	$66
Internet	$76

Bills for electricity and gas are the biggest hit to a Melbourne household’s hip pocket, taking well over half of the monthly utilities budget. At roughly $190 per month, combined energy costs are about three times a typical water bill and more than double what Melburnians pay for internet service. The clear takeaway: cutting back on power use offers the greatest potential savings, since electricity and gas drive most of a home’s utility costs.

Dining Out & Entertainment Cost of Living in Melbourne

In Melbourne, dining out and leisure activities are a way of life. The city’s renowned food scene, from trendy laneway cafés to multicultural eateries and fine dining, offers options for every budget. Entertainment choices also abound—from cinemas and live music to sports events—at costs that, while not the lowest in Australia, are reasonable for a major city. Overall, Melbourne lets you enjoy a vibrant social life without emptying your wallet.

Restaurants & Cafés

Melbourne’s café and restaurant scene caters to all budgets. A flat white coffee costs around $5, while a casual lunch or pub meal might be $20–$25 per person. For a nicer evening out, a three-course dinner for two at a mid-range restaurant averages roughly $120 (excluding drinks).

Entertainment Options & Pricing

Seeing a movie costs around $25 per ticket, and a typical gym membership is roughly $75 per month. Other activities — from a live music gig to an AFL match — won’t break the bank. Plus, Melbourne hosts plenty of free events, keeping fun accessible to all. In addition, Melbourne is one of the more secure cities in Australia when going out. Discover the safest suburbs in Melbourne with our guide.

Entertainment & Dining Cost of Living in Melbourne chart (2025)

Expense	Average Cost (Melbourne)
Meal for two (mid-range restaurant, 3 courses)	A$120
Cinema ticket (1 seat)	A$25
Monthly gym membership	A$75

The table highlights that a full dinner for two (~A$120) is the biggest splurge, whereas everyday entertainment like a cinema outing (~A$25) or gym membership (~A$75/month) are comparatively modest expenses. Melbourne sits about mid-pack among Australian capitals: a night out here costs a bit less than in Sydney, but slightly more than in Brisbane or Perth. In short, Melburnians enjoy top-notch food and fun at prices that, while not the absolute cheapest, give good value for a city of its stature.

Cost of Living in Sydney (2025)

Sun, surf, and skyscrapers—Sydney offers a dream lifestyle set against its famous harbour. But as any Sydneysider will tell you, this dream doesn’t come cheap. The city is Australia’s costliest place to live, even rivalling some global cities for cost of living. Still, folks regularly seek Interstate Removalists Sydney to relocate here, drawn by Sydney’s unbeatable mix of career opportunities, cultural attractions, and beachside leisure. It’s a city that balances laid-back Aussie vibes with big-city hustle, and many find the experience worth every dollar—if you can afford it.

Current Cost of Living Breakdown for a couple (2025)

Item	Share of Income (%)	Amount (AUD)
Net couple income	100%	$6,000
Utilities	3.3%	$198
Transport	10.0%	$600
Entertainment	10.8%	$648
Food	16.7%	$1,002
Rent / Housing	59.2%	$3,552

Rent is by far the largest budget drain for couples in Sydney, consuming nearly 60% of their monthly net income. This proportion significantly exceeds the Australian national average, typically ranging between 35% to 40% for metropolitan households, highlighting Sydney’s ongoing housing affordability crisis. The utilities expense at 3.3% of income appears notably low, suggesting either cost-effective utility services or conservative usage patterns among Sydney residents. New arrivals to Sydney should consider seeking housing options slightly further from the central business district or explore co-living arrangements to manage housing expenses more sustainably, significantly alleviating budget pressures and improving overall financial flexibility.

Projected Monthly Costs of Living in 2035 (Base Scenario)

Item	Amount 2025 (AUD)	Amount 2035 (AUD)	% Change
Net couple income	$6,000	$8,464	+41.1%
Utilities	$198	$254	+28.1%
Transport	$600	$769	+28.1%
Entertainment	$648	$831	+28.1%
Food	$1,002	$1,285	+28.1%
Rent / Housing	$3,552	$4,556	+28.3%

Between 2025 and 2035, Sydney couples’ monthly income is projected to grow approximately 41.1% to about $8,464, driven by wage growth forecasts averaging around 3.5–3.7% per year. Expenses are expected to increase roughly 28% across categories, assuming annual inflation at the Reserve Bank of Australia’s target midpoint of 2.5%. Consequently, overall purchasing power for couples will improve, with income growth surpassing expense increases. Housing, despite the slower growth rate relative to wages, will continue dominating budgets, accounting for approximately 54% of monthly spending by 2035, down slightly from the current 59%.

The optimistic inflation scenario (1.5%) and pessimistic scenario (3.5%) could result in total cost increases ranging between 16% and 40%, respectively, demonstrating considerable variability and uncertainty in long-term planning. Couples in Sydney should strategically plan for sustained high housing costs and aim to leverage improved real income by prioritising savings and investment.

Housing Cost of Living in Sydney

Sydney’s property prices are the highest in the country. Buying a house here comes with a million-dollar-plus price tag (the median is nearly $1.7 million), and rents are likewise through the roof. Expect housing to consume a large chunk of your income in Sydney. If you’re considering where to settle, exploring the 12 Safest Suburbs in Sydney might help you narrow down your options for a secure and comfortable lifestyle.

Renting vs Buying

With sky-high house prices, many people moving from Canberra to Sydney stick to renting for longer. Buying a home means massive deposits and mortgages – not to mention stamp duty – but it offers stability and a shot at capital gains. Renting gives flexibility and lower upfront costs, but leaves you exposed to rising rents.

Housing Cost of Living Trends: Historical Data (2015–2024)

Year	CPI Inflation (YoY)	Median Monthly Rent (AUD)	Median Home Price (AUD)
2015	2.2%	$2,300	$930,000
2016	0.9%	$2,350 (approx.)	~$1,000,000 (est.)
2017	2.2%	$2,500 (approx.)	$1,075,000
2018	2.1%	$2,600 (approx.)	~$950,000
2019	1.7%	$2,600 (approx.)	$918,000
2020	-1.0%(deflation)	$2,500 (est.)	~$1,000,000 (est.)
2021	4.1%	$2,550 (est.)	$1,410,000
2022	5.3%	$2,820 (approx.)	~$1,500,000 (est.)
2023	6.6%	$3,150 (approx.)	~$1,300,000 (est.)
2024	3.8%	$3,360	$1,490,000

Source: Statesuper

Sydney saw rent surges in the mid-2010s and again in the early 2020s. Median weekly house rents climbed from about $530 in 2015 to around $600 by 2018, then plateaued before soaring past $770/week by 2024 as population pressures returned post-COVID. House prices mirrored a boom-bust cycle, a sharp upswing from 2015 to a peak in 2017 (~$1.07M), a dip in 2018–2019 (down to ~$900k), then a pandemic-era surge to record highs by 2021–2022 (~$1.5M).

High inflation in 2021–2022 (peaking at 7% nationally) drove interest rate rises, tempering Sydney’s housing market in 2023. Notably, 2016 saw very low inflation (~0.9% in Sydney), coinciding with a cooler market, while 2022’s high inflation (5.3% in Sydney) contributed to a squeeze on affordability.

Buyers should be mindful of interest rate cycles – after 2022’s inflation-fueled rate hikes, housing price growth moderated. Renters in Sydney need to budget for persistent rent increases and might benefit from longer leases to lock in rates.

10-Year Projections (2025–2034)

The table below projects Sydney’s CPI, rent, and home prices under three scenarios: a Base Case (inflation ~3% p.a., reflecting the 2020–2024 average and RBA forecasts), an Optimistic scenario (inflation 1% point lower each year, ~2% p.a.), and a Pessimistic scenario (inflation 1% point higher, ~4% p.a.).

Year	CPI (Base)	Median Rent (Base)	Median Price (Base)	CPI (Opti)	Median Rent (Opt)	Median Price (Opt)	CPI (Pess)	Median Rent (Pess.)	Median Price (Pess.)
2025	3.0%	$3,460	$1,534,700	2.0%	$3,430	$1,520,000	4.0%	$3,500	$1,550,000
2026	3.0%	$3,560	$1,580,700	2.0%	$3,500	$1,550,400	4.0%	$3,640	$1,612,000
2027	3.0%	$3,670	$1,628,100	2.0%	$3,570	$1,581,400	4.0%	$3,790	$1,676,500
2028	3.0%	$3,780	$1,676,900	2.0%	$3,640	$1,613,000	4.0%	$3,940	$1,743,600
2029	3.0%	$3,890	$1,727,200	2.0%	$3,710	$1,645,300	4.0%	$4,100	$1,813,300
2030	3.0%	$4,010	$1,779,000	2.0%	$3,780	$1,678,200	4.0%	$4,270	$1,885,800
2031	3.0%	$4,130	$1,832,400	2.0%	$3,860	$1,711,700	4.0%	$4,440	$1,961,200
2032	3.0%	$4,250	$1,887,400	2.0%	$3,940	$1,745,900	4.0%	$4,620	$2,039,700
2033	3.0%	$4,380	$1,944,000	2.0%	$4,020	$1,780,800	4.0%	$4,800	$2,121,300
2034	3.0%	$4,510	$2,002,300	2.0%	$4,100	$1,816,400	4.0%	$4,990	$2,206,100

Source: RBA

Sydney 2015–2024 vs 2025–2034: In the past decade, Sydney’s housing costs far outpaced inflation, especially during boom periods (2015–2017, 2021–2022). Going forward, the 2025–2034 projection suggests slower growth in both rents and prices. Under the base-case ~3% inflation, annual rent and price increases are more modest than the last decade’s spikes. This implies that affordability may improve slightly if incomes grow faster than in the mid-2010s. However, Sydney will likely remain Australia’s priciest city, and under a pessimistic 4% inflation scenario, housing costs would worsen significantly (home prices pushing above $2.2M by 2034).

Residents should plan: for renters, consider negotiating longer leases or exploring suburban markets to hedge against rent hikes; for prospective buyers, focus on loan pre-approval and rate locks, as even “moderate” inflation can erode borrowing capacity. Overall, Sydney’s housing affordability is expected to remain challenging but could stabilise if inflation stays in check and new supply comes online.

Transport Cost of Living in Sydney

Getting around Sydney can be a mixed bag for your wallet. Whether you’re hopping on a train or cruising in your own car, Harbour City isn’t the cheapest place to commute. Between fuel prices, toll roads, and public transport fares, transport costs can add up fast if you’re not careful.

Public Transport

Sydney’s Opal system offers decent metro coverage, with weekly caps keeping things in check. Most regular commuters spend around $200 per month. It’s convenient and cheaper than owning a car, but if you live far from a train line, you might be juggling buses and long waits.

Fuel & Vehicle

If you’re driving, brace yourself. Unleaded 91 petrol is averaging $1.84 per litre, and that’s before tolls and parking. Monthly costs for servicing, registration, and insurance easily top $280 combined. It’s no wonder many Sydney locals ditch the car and stick to public transport. If you’re relocating interstate, it’s worth knowing how to handle Transferring Your Rego NSW to VIC to avoid extra hassles and fees.

Transport Cost of Living in Sydney chart (2025)

Transport Type	Avg.. Monthly Cost (AUD)
Monthly Public Transport	$200
Petrol (Unleaded 91) – per litre	$1.84
Monthly Car Servicing	$85
Monthly Registration	$80
Monthly Insurance	$120

Public transport still wins on value in Sydney, especially with weekly caps keeping your Opal card from draining too fast. But for car owners, it’s a costly game: between fuel, servicing, rego, and insurance, you’re dropping over $280 a month before even starting the engine. Factor in Sydney’s notorious toll roads and parking fees, and the convenience of a car comes at a steep price. If you want to see what the worst suburbs in Sydney are for car accidents, read our blog now.

Groceries & Essentials Cost of Living in Sydney

Grocery shopping in Sydney’s inner city doesn’t come cheap. Whether you’re after basics or fresh produce, prices here are among the highest in the country, driven by rising supply costs and the usual big-city markups.

Typical Grocery Basket

Compared to other major Aussie cities, Sydney’s grocery costs sit at the top end. Essentials like eggs and chicken fillets regularly cost more than in Perth or Adelaide, while even basic staples like bread and milk can eat into your weekly budget. If you are planning to move from Adelaide to Sydney anytime soon, you should consider these expenses.

Grocery Prices in Sydney chart (2025)

Item	Avg.. Cost (AUD)
Milk (1 litre)	$2.59
Bread (Loaf)	$4.82
Eggs (Dozen)	$7.02
Chicken Fillets (kg)	$14.84
Rice (1kg)	$3.93

Sydney’s inner-city shoppers are feeling the squeeze, especially when it comes to protein and bakery staples. Eggs at over $7 a dozen and chicken pushing $15 a kilo make meal prep pricier than in most other cities. Milk and rice remain the most budget-friendly staples, but even they’ve crept up. To see a full comparison between Melbourne and Sydney prices, read our blog now.

Utilities Cost of Living in Sydney

Sydney’s monthly utility costs are among the highest in Australia. For a standard two-person household in the inner city, it’s not unusual to spend close to $400 just to cover electricity, gas, water, and internet. And with energy prices on the rise, every kilowatt counts.

Electricity, Gas & Water

Electricity takes the biggest bite, averaging around $175 a month. Gas tends to be cheaper at roughly $65 monthly, while water rates sit near $75. Combined, these three utilities can easily reach $315 a month for a modest two-person home.

Internet

Most households in Sydney pay about $80 per month for an unlimited NBN internet plan. Prices depend on the provider and speed tier, but for basic streaming, work, and browsing, that’s the going rate across most inner-city areas.

Monthly Utility Cost of Living in Sydney chart (2025)

Utility Type	Avg.. Monthly Cost (AUD)
Electricity	$175
Gas	$65
Water Rates	$75
Internet	$80

Utility bills in Sydney stack up fast, especially with energy prices still on the rise. Electricity alone can push past $170 a month in a small household, and when you add gas, water, and internet, the total hits nearly $400. Gas remains the most budget-friendly utility, while internet costs have stayed relatively stable thanks to strong competition. But there’s no denying it—living in the Harbour City means paying premium prices for the basics, so budgeting smart is key.

Dining and Leisure Cost of Living in Inner-City Sydney (2025)

Sydney’s inner-city lifestyle doesn’t come cheap in 2025, mate. Whether you’re out for a casual dinner, catching the latest flick, or sweating it out at the gym, your wallet will get a workout too. Below is a quick rundown of typical dining and entertainment expenses in Harbour City’s core, so you know what damage to expect (and budget for).

Restaurants & Cafes

In central Sydney, even a casual dinner isn’t a bargain. A mid-range restaurant (nothing posh, just a decent café or bistro) will cost around $140 for two, covering two mains and a couple of soft drinks. And nope, that doesn’t include dessert or any fancy extras. So if you are moving from Melbourne to Sydney, you should consider adapting your lifestyle to these extra costs.

Entertainment Options & Pricing

Catching a movie in Sydney’s CBD? A standard cinema ticket (no Vmax or Gold Class—just a regular seat) is around $24 these days. Meanwhile, joining a gym in the city (think Fitness First or Anytime) sets you back roughly $90 a month for the privilege of sweating with the crowds.

Dining and Leisure Sydney Cost of Living (2025)

Entertainment Type	Avg.. Cost (AUD)
Meal for Two	$140
Cinema Ticket	$24
Monthly Gym Membership	$92

Overall, these figures confirm that enjoying Sydney’s city centre isn’t cheap. The roughly $90 monthly gym membership makes fitness a substantial investment. Conversely, movie tickets at about $24 each are the most budget-friendly—two tickets are cheaper than one dinner out. Dining out, costing around $140 for two, clearly comes at a premium. Inner-city fun in Sydney can strain budgets, but most Sydneysiders consider this simply the cost of living in the big smoke and worth every cent.

Cost of Living in Adelaide (2025)

Adelaide offers a refreshing change of pace from Australia’s bigger east-coast cities. This South Australian capital is known for its friendly, laid-back vibe, world-class festivals, and easy access to famous wine regions like the Barossa Valley. Often dubbed the “20-minute city” for its short commute times, Adelaide blends big-city amenities with a small-town community feel. If you’re planning a move here, check out Interstate Removalists Adelaide for a smooth transition. While the overall cost of living here is relatively affordable, keep in mind that housing prices have climbed rapidly in recent years.

Current Cost of Living Breakdown for a couple (2025)

Item	Share of Income (%)	Amount (AUD)
Net couple income	100%	$3,900
Utilities	5.1%	$199
Transport	10.2%	$398
Entertainment	13.3%	$519
Food	20.4%	$796
Rent / Housing	51%	$1,989

The rent/housing category is by far the largest expense, consuming about 51% of the couple’s income, well above the typical affordability benchmark of ~30% (even many higher-income Australians spend around 35–40% of their income on housing). This indicates an unusually high housing burden in Adelaide’s budget breakdown, leaving less room for other needs. By contrast, utilities only take up about 5% of income, a relatively small share, suggesting that essential services are manageable in cost. Other categories like food (around 20%) and transport (10%) fall within normal ranges, while entertainment (13.3%) is a notable but understandable share for leisure and lifestyle. 

Given the heavy weight of housing, newcomers to Adelaide should prioritise affordable housing options – for example, choosing suburbs with lower rent or considering shared accommodations in order to keep their rent share closer to the national norm. This strategy can free up income for savings or other needs without compromising living standards.

Projected Monthly Costs of Living in 2035 (Base Scenario)

Using official forecasts (annual CPI ~2.5% and wage growth averaging ~3.6%), we project the couple’s income and expenses forward to 2035. Under these base-case conditions, the couple’s monthly net income would rise to about $5,503 by 2035, while living costs would also increase as shown below:

Projected Monthly Costs in 2035 (Base Scenario)

Item	Amount 2025 (AUD)	Amount 2035 (AUD)	% Change
Net couple income	$3,900	$5,503	+41.1%
Utilities	$199	$255	+28.1%
Transport	$398	$510	+28.1%
Entertainment	$519	$665	+28.1%
Food	$796	$1,020	+28.1%
Rent / Housing	$1,989	$2,548	+28.1%

By 2035, purchasing power improves, the couple’s income is projected to be 41% higher, outpacing the roughly 28% rise in costs. This means the same basket of expenses would take up only about 91% of their income (down from 100% in 2025), allowing more room for savings or discretionary spending. Notably, no expense category outgrows income – each major cost rises in line with inflation (~2.5% annually), whereas income grows faster.

For instance, housing costs in 2035 (about $2,548 per month) would account for ~46% of the higher income, an improvement from 51%. In an optimistic scenario (lower inflation ~1.5%), expenses might grow only ~16% over the decade, further boosting living standards. Under a pessimistic scenario (higher inflation ~3.5%), costs could swell ~41%, nearly matching income gains and erasing most of the newfound breathing room. 

Overall, the base-case outlook suggests a gradually easing financial pressure for Adelaide couples by 2035. However, it remains wise to budget prudently – especially for housing – and take advantage of income growth to build financial resilience (for example, by boosting savings or paying down debt) in case economic conditions change.

Housing Cost of Living in Adelaide

Housing in Adelaide remains more affordable than in Sydney or Melbourne, but it isn’t as cheap as it once was. The median house price has now nudged around the million-dollar mark—a milestone after a decade of growth. Rents have also hit record highs across the city. If you’re considering where to settle, exploring the 12 Safest Suburbs in Adelaide can help you find a secure neighbourhood that matches your budget and lifestyle.

Renting vs Buying

Deciding between renting and buying in Adelaide often comes down to personal finances and plans. Property values here are rising but still lower than in the bigger capitals, making a first home more attainable. Meanwhile, renting remains a flexible, relatively affordable option if you’re not ready to buy. To avoid potential pitfalls, it’s worth checking out the Worst Suburbs in Adelaide before making your final decision.

Housing Cost of Living Trends: Historical Data (2015–2024)

Year	CPI Inflation (YoY)	Median Monthly Rent (AUD)	Median Home Price (AUD)
2015	1.1% (est.)	$1,520 (approx.)	$490,000
2016	0.9% (est.)	$1,540 (approx.)	~$480,000 (est.)
2017	2.2% (est.)	$1,560 (approx.)	~$500,000 (est.)
2018	2.5% (est.)	$1,580 (approx.)	~$520,000 (est.)
2019	1.7% (est.)	$1,600 (approx.)	$470,000
2020	0.0% (flat)	$1,580 (approx.)	~$480,000 (est.)
2021	3.3% (SA) (est.)	$1,620 (approx.)	~$550,000 (est.)
2022	4.9% (SA) (est.)	$1,800 (approx.)	~$630,000 (est.)
2023	4.1% (SA) (est.)	$2,200 (approx.)	~$750,000 (est.)
2024	3.3% (SA) (est.)	$2,690	$815,000 (metro)

Adelaide’s rent and price growth was modest until the late 2010s, then accelerated post-2020. Median house rents hovered around $350/week (~$1,520/month) in 2015, rising gradually as the city remained affordable relative to others. However, by 2022–2024, the rental market tightened sharply, pushing house rents to ~$620/week in 2024 – a reflection of low vacancy rates and population growth. House prices in Adelaide were relatively flat through 2015–2019 (around $470k–$500k median) as the city avoided the extreme booms seen elsewhere.

During the pandemic, though, Adelaide experienced an unprecedented surge: by 2022, median house prices broke records (e.g. nearing $630k–$650k in 2022), and by early 2023, Adelaide even “joined the $1 million club” for a brief period in some reports. Inflation in Adelaide was mostly below the national average in mid-decade (near 1% in 2016), helping maintain stability, but spiked in 2022 (~6 %+), contributing to higher building costs and rents.  

Adelaide renters and buyers enjoyed a relatively affordable market for years, but should brace for persistently higher costs going forward. A key tip for locals is to plan for moderate ongoing rent rises and consider fixed-rate mortgages or Government schemes as Adelaide’s once-gentle market becomes more competitive.

10-Year Projections (2025–2034)

The projections for Adelaide assume a base-case inflation of ~3% annually, with optimistic (2% p.a.) and pessimistic (4% p.a.) variants. Starting from 2024’s base values (approx. $2,690/month rent, $815k home price), costs are compounded with inflation. All figures are nominal and rounded:

Year	CPI (Base)	Median Rent (Base)	Median Price (Base)	CPI (Opt)	Rent (Opt)	Price (Opt)	CPI (Pess)	Rent (Pess.)	Price (Pess.)
2025	3.0%	$2,770	$839,500	2.0%	$2,740	$831,300	4.0%	$2,800	$847,600
2026	3.0%	$2,850	$864,700	2.0%	$2,800	$847,900	4.0%	$2,910	$881,500
2027	3.0%	$2,940	$890,600	2.0%	$2,860	$864,900	4.0%	$3,030	$917,800
2028	3.0%	$3,030	$917,300	2.0%	$2,920	$882,200	4.0%	$3,150	$954,500
2029	3.0%	$3,120	$944,800	2.0%	$2,980	$899,800	4.0%	$3,270	$992,700
2030	3.0%	$3,210	$973,100	2.0%	$3,040	$917,800	4.0%	$3,400	$1,032,400
2031	3.0%	$3,310	$1,002,300	2.0%	$3,100	$936,100	4.0%	$3,540	$1,073,700
2032	3.0%	$3,410	$1,032,400	2.0%	$3,160	$954,800	4.0%	$3,680	$1,116,700
2033	3.0%	$3,510	$1,063,400	2.0%	$3,220	$974,000	4.0%	$3,830	$1,161,400
2034	3.0%	$3,620	$1,095,300	2.0%	$3,290	$993,500	4.0%	$3,980	$1,207,800

Adelaide’s outlook suggests that 2025–2034 will likely see slower growth in housing costs compared to the rapid uptick of 2021–2024. The previous decade (2015–2024) ended with steep climbs in rent and home values, eroding affordability. In the coming decade, if inflation remains around the target band, Adelaide’s housing price growth should moderate, giving incomes a chance to catch up.

This means affordability could stabilise or even improve slightly – a relief for first-home buyers who faced a sudden price jump. However, if inflation runs hot (pessimistic scenario), Adelaide could see double-digit percentage increases in housing costs over 10 years, worsening affordability. 

Overall, while Adelaide’s housing will likely stay cheaper than larger capitals, locals should not be complacent – long-term planning is key as the city’s costs inch upward.

Transport Cost of Living in Adelaide

Adelaide’s transport expenses are refreshingly manageable. Whether you’re commuting by public transport or driving your own car, getting around this city generally costs less than in Australia’s bigger capitals. From affordable bus and tram fares to reasonable petrol prices and car ownership fees, Adelaide offers budget-friendly mobility that helps keep the city’s cost of living in check.

Public Transport Costs

Adelaide Metro runs an extensive network of buses, trains, and trams across the city and suburbs, and it’s known for wallet-friendly fares. A two-hour ride is about $4 (with cheaper off-peak rates), and regular commuters can get an unlimited 28-day travel pass for roughly $115. Coverage is solid throughout the metro area, and compared to Sydney or Melbourne, Adelaide’s public transport is a bargain that still gets you where you need to go.

Fuel & Vehicle Expenses

For drivers, Adelaide’s fuel and car costs are reasonable by national standards. Unleaded petrol prices hover around $1.80 per litre in 2025, so filling up the tank won’t break the bank—many locals spend just over $100 a month at the servo (gas station). Routine car maintenance is also relatively affordable; a typical service twice a year (plus the odd tyre replacement) works out to about $100–$120 per month on average. If you’re moving interstate, don’t forget to change your rego between VIC and SA. All told, owning and running a car in Adelaide is less costly than in Australia’s larger cities.

Transport Cost of Living (2025)

Expense	Cost (AUD)
Monthly Public Transport	$115
Petrol (Unleaded 91) – per litre	$1.80
Monthly Car Servicing	$120
Monthly Registration	$55
Monthly Insurance	$100

Adelaide stands out for its affordable transport. Notably, the city’s ~$115 monthly public transport pass is one of the cheapest among Australia’s capitals—a fraction of what Sydneysiders pay—and petrol prices here tend to sit at or below the national average. If you’re planning a move from Melbourne to Adelaide, you’ll appreciate lower car ownership costs. South Australia’s vehicle registration fees are cheaper than in Victoria or New South Wales, and typical insurance premiums are modest. All these factors reinforce Adelaide’s commuter-friendly reputation.

Groceries & Essentials Cost of Living in Adelaide

Adelaide offers a reasonably priced grocery and essentials basket. Locals benefit from moderate supermarket costs, generally lower than those in Sydney or Melbourne—a welcome relief if you’re planning a move from Sydney to Adelaide. However, household grocery bills have climbed in recent years, reflecting broader inflation trends and putting pressure on family budgets.

Typical Grocery Basket

Overall, Adelaide’s grocery prices sit around the mid-range of Australian capital cities. A standard basket here typically costs less than in Sydney or Canberra, and is a bit more affordable than Melbourne’s. Adelaide is often celebrated as one of the more budget-friendly capitals for food shopping, helping your dollar stretch further at the checkout.

Grocery Prices in Adelaide (2025)

Item	Average Price (AUD)
Milk (1 litre)	$1.80
Bread (Loaf, 500g)	$3.50
Eggs (Dozen)	$6.50
Chicken Fillets (1kg)	$14.00
Rice (1kg)	$4.00

Adelaide’s grocery prices remain relatively affordable despite recent inflation. Milk averages about $1.80 per litre, bread costs around $3–$4 per loaf, and eggs sit at roughly $6–$7 per dozen, aligning closely with national figures. Chicken breast fillets, around $14/kg, provide affordable protein. Overall, although Adelaide’s grocery costs rose significantly (~16% between 2021–2023), essentials remain cheaper than pricier east-coast cities, with savvy single shoppers typically spending about $100–$140 weekly, reinforcing Adelaide’s affordable living reputation in 2025.

Utilities Cost of Living in Adelaide

Adelaide’s monthly utility costs cover electricity, gas, water, and internet—essential expenses that add up to a significant portion of the cost of living. On average, a household in Adelaide spends a few hundred dollars each month on these utilities. This reflects South Australia’s higher power rates (balanced somewhat by solar savings), fairly moderate water bills, and standard internet fees. For a clearer comparison, check out the Cost of Living in Adelaide vs Melbourne.

Electricity, Gas & Water

Electricity and gas tend to be the biggest utility expenses. A typical Adelaide household’s electricity bill is around $180–$190 per month, with gas adding roughly $60–$70. Combined, energy costs often approach $250 a month or more. Water is comparatively modest, about $60–$70 monthly.

Internet

The Internet in Adelaide is fairly standard in cost. A typical unlimited broadband (NBN) plan costs roughly $70–$80 per month, similar to elsewhere in Australia. Major providers like Telstra and Optus offer NBN plans in this range, giving Adelaide residents plenty of options for reliable home internet.

Monthly Utility Cost of Living in Adelaide (2025)

Utility	Typical Monthly Cost (AUD)
Electricity & Gas	~$260
Water Rates	~$70
Internet	~$75

Adelaide’s monthly utility costs (~$400) broadly match other Australian capitals, but with key differences. Electricity and gas prices are notably high, among the country’s highest, reflecting South Australia’s historically steep energy rates. Conversely, water charges remain comparatively low, cheaper than cities like Brisbane, and internet fees align with national averages. Many residents use rooftop solar or regularly switch energy retailers (e.g., AGL or Origin) to significantly reduce their overall monthly utility expenses.

Dining Out & Entertainment Cost of Living in Adelaide

Adelaide offers a lively dining scene and plenty of entertainment without the steep costs. Often dubbed Australia’s “Festival City,” it boasts year-round events that won’t empty your wallet. It’s also much cheaper to go out here than in Sydney or Melbourne – roughly 15% less expensive overall, meaning you can enjoy a night on the town without breaking the bank.

Restaurants & Cafés Costs

Eating out in Adelaide is reasonably priced. A quick café or pub meal runs about A$20 per person, while a mid-range three-course dinner for two averages around A$100. Beverages won’t bust your budget either – a cappuccino is roughly A$5 and a pint of local beer around A$10.

Entertainment Options & Pricing

Entertainment in Adelaide is similarly affordable. A cinema ticket costs around A$20, and a monthly gym membership is roughly A$60–70. Even big events are budget-friendly – footy matches at Adelaide Oval or festival gigs often range from just A$10 to A$30, with plenty of free community events too.

Entertainment & Dining Cost of Living in Adelaide (2025)

Item	Approx. Cost
Meal for Two (mid-range dinner)	$100
Cinema Ticket (adult)	$20
Monthly Gym Membership	$70

Adelaide’s dining and entertainment prices stand out as some of the most affordable among Australia’s major cities. For example, the A$100 cost of a dinner for two here is considerably lower than in Sydney or Melbourne – in Sydney, the same meal might easily top A$150. Likewise, paying around A$20 for a cinema ticket or A$70 for a monthly gym membership is roughly 20–30% cheaper here than in the bigger capitals. Overall, this comparison underscores how Adelaide offers great value for a night out without skimping on quality fun.

Cost of Living in Canberra (2025)

Canberra, Australia’s “bush capital,” offers a unique blend of city convenience and natural beauty in a more laid-back setting. As the nation’s capital, it’s packed with national museums, galleries, and parks around the picturesque Lake Burley Griffin, drawing many to seek Interstate Removalists Canberra to facilitate their move. The lifestyle here is family-friendly and relaxed, with short commutes and plenty of green space. While smaller and quieter than Sydney or Melbourne, Canberra boasts a highly educated, well-paid population, meaning it enjoys high living standards and a cost of living that can surprise newcomers. In short, Canberra is safe, clean, and welcoming—but it isn’t a bargain destination.

Current Cost of Living Breakdown for a couple (2025)

Item	Share of Income (%)	Amount (AUD)
Net couple income	100%	$4,480
Utilities	4.9%	$220
Transport	8.7%	$390
Entertainment	15%	$672
Food	18%	$806
Rent / Housing	53.4%	$2,392

In 2025, a typical Canberra couple’s rent or housing is by far the largest expense, consuming 53.4% of their net income, over half of the budget. This is significantly higher than the commonly recommended housing affordability threshold of ~30% (spending above 30% is considered “housing stress”) and even exceeds the high end of national norms (rent often accounts for ~35–40% of income in Australia’s priciest cities).

By contrast, utilities (4.9%) and transport (8.7%) make up relatively small shares of the monthly outlay, suggesting that essential services and commuting costs in Canberra are moderate. Food (18%) and entertainment (15%) together take about one-third of the budget, indicating a balanced allocation toward groceries, dining, and leisure.

Projected Monthly Costs of Living in 2035 (Base Scenario)

Looking ahead, we apply official inflation and wage forecasts to project how these costs may evolve by 2035. The base-case scenario assumes that consumer prices (CPI) will rise by about 2.5% per year (the midpoint of the Reserve Bank’s target range), while nominal wages are expected to grow faster, roughly 3.5% annually in the mid-2020s, edging up to 3.7% per year from 2028 onwards. Under these conditions, living expenses are indexed to inflation and the couple’s income is indexed to wage growth, compounded annually over a decade.

Projected Monthly Costs in 2035 (Base Scenario)

Item	Amount 2025 (AUD)	Amount 2035 (AUD)	% Change
Net couple income	$4,480	$6,322	+41.1%
Utilities	$220	$282	+28.1%
Transport	$390	$499	+28.1%
Entertainment	$672	$861	+28.1%
Food	$806	$1,032	+28.1%
Rent / Housing	$2,392	$3,065	+28.1%

By 2035, the couple’s net income is projected to rise to approximately $6,322 per month (about 41% higher than in 2025), reflecting cumulative wage growth outpacing inflation. In contrast, major living costs – utilities, transport, entertainment, food, and housing – each increase by roughly 28% over the decade in this base scenario, in line with inflation. This means that the purchasing power of the couple improves: for example, housing costs grow to $3,065 by 2035, but that would consume around 48% of their higher income (down from 53.4% in 2025).

No expense category outpaces income growth under these assumptions; every necessity grows slower than earnings, easing the budget pressure slightly. It’s worth noting that outcomes could vary under different economic conditions: in an optimistic low-inflation case (e.g. ~1.5% CPI), costs might rise only ~16% by 2035, whereas a pessimistic high-inflation scenario (~3.5% CPI) could see expenses up around 41% (nearly eroding the income gains).

Housing Cost of Living in Canberra

Housing in Canberra is notably expensive, with median prices just over $1 million, among Australia’s highest despite the city’s modest size. Renting is similarly costly, nearing Sydney’s prices, with typical weekly rents around $700 in 2025. To manage costs effectively and find affordable yet secure neighbourhoods, checking out the Safest Suburbs in Canberra can be beneficial. Whether you’re buying or renting, prepare to allocate a significant portion of your budget to accommodation.

Renting vs Buying

Choosing between renting and buying in Canberra depends on your finances and long-term goals. High property prices make accumulating a deposit challenging, even with above-average local salaries. Buying offers stability and suits Canberra’s steady, government-based job market, while renting provides flexibility for shorter stays or less commitment. However, rental competition is fierce, especially in inner-city areas, driving prices higher. If you want to know more about Canberra, read our blog “Worst suburbs in Canberra“.

Housing Cost of Living Trends: Historical Data (2015–2024)

Year	CPI Inflation (YoY)	Median Monthly Rent (AUD)	Median Home Price (AUD)
2015	1.3% (ACT) (est.)	$1,950	$600,000 (est.)
2016	1.8% (ACT) (est.)	$1,950 (steady)	~$630,000 (est.)
2017	2.2% (ACT) (est.)	$1,980 (approx.)	~$700,000 (est.)
2018	2.2% (ACT) (est.)	$2,000 (approx.)	~$730,000 (est.)
2019	1.6% (ACT) (est.)	$2,000 (approx.)	$739,000
2020	2.5% (ACT) (est.)	$2,000 (approx.)	~$750,000 (est.)
2021	3.3% (ACT) (est.)	$2,100 (approx.)	~$900,000 (est.)
2022	6.1% (ACT) (est.)	$2,500 (approx.)	$1,050,000 (peak)
2023	6.4% (ACT) (est.)	$2,800 (approx.)	~$980,000 (est.)
2024	2.2% (ACT) (est.)	$3,030	$975,000

Canberra experienced a dramatic upswing in housing costs during the pandemic period. Rents were relatively flat in the mid-2010s – a typical Canberra house rented for around $450/week in 2015, and increases were modest through 2019. However, with a surge of population inflows and limited rental supply, house rents shot up ~50% from 2020 to 2024, reaching about $700/week by early 2024 (among the highest in Australia).

House prices followed suit: after a gradual rise from an estimated ~$600k in 2015 to ~$740k in 2019, Canberra’s median house price spiked above $1 million in 2022 – a record for the capital. This was fueled by low interest rates and high incomes, but as rates climbed, prices eased off their peak by ~6% (by 2024, median ≈ $975k). Inflation in the ACT was moderate pre-COVID (~1–2%), but jumped to over 6% in 2022–2023, contributing to higher construction costs and living expenses.

10-Year Projections (2025–2034)

Future scenarios for Canberra assume base-case inflation of 3% (with optimism at 2% and pessimism at 4%). Using 2024 values ($3,030/month rent, $975k price) as the baseline:

Year	CPI (Base)	Rent (Base)	Price (Base)	CPI (Opt.)	Rent (Opt.)	Price (Opt.)	CPI (Pess.)	Rent (Pess.)	Price (Pess.)
2025	3.0%	$3,120	$1,004,300	2.0%	$3,090	$994,500	4.0%	$3,150	$1,014,000
2026	3.0%	$3,210	$1,034,400	2.0%	$3,150	$1,014,400	4.0%	$3,280	$1,054,600
2027	3.0%	$3,300	$1,065,400	2.0%	$3,210	$1,034,700	4.0%	$3,410	$1,096,800
2028	3.0%	$3,400	$1,097,400	2.0%	$3,270	$1,055,400	4.0%	$3,550	$1,140,700
2029	3.0%	$3,500	$1,130,300	2.0%	$3,330	$1,076,500	4.0%	$3,690	$1,186,300
2030	3.0%	$3,610	$1,164,200	2.0%	$3,400	$1,098,000	4.0%	$3,840	$1,233,800
2031	3.0%	$3,720	$1,199,100	2.0%	$3,470	$1,120,000	4.0%	$3,990	$1,283,100
2032	3.0%	$3,830	$1,235,100	2.0%	$3,540	$1,142,400	4.0%	$4,150	$1,334,400
2033	3.0%	$3,950	$1,272,200	2.0%	$3,610	$1,165,300	4.0%	$4,320	$1,387,800
2034	3.0%	$4,070	$1,310,400	2.0%	$3,680	$1,188,600	4.0%	$4,490	$1,443,300

Canberra’s next decade may bring relative calm after the storm. From 2015–2024, housing costs in Canberra went from moderate growth to a sudden spike, straining budgets. In 2025–2034, if inflation aligns with RBA targets, housing costs should rise more slowly, potentially allowing wages to catch up. Affordability could improve slightly – for instance, the base-case forecast shows Canberra’s median house price just 20-30% higher by 2034 (versus nearly a 50% jump in the early 2020s alone).

That said, Canberra will remain one of the priciest rental markets. If inflation surprises on the upside (4%+), expect renewed pressure: double-digit rent increases and house prices pushing well past $1.3M by the early 2030s. 

Transport Cost of Living in Canberra

Canberra’s transport expenses sit on the lower end for Australian capitals. While public transport is relatively inexpensive, the city’s car-centric lifestyle means many locals still spend a fair chunk on fuel, registration, and insurance each month. Overall, getting around Canberra is affordable, but personal vehicles dominate how Canberrans travel.

Public Transport

Catching public transport in the capital won’t cost an arm and a leg. Canberra’s buses and light rail have modest fares – about $3.32 per adult trip (capped at ~$9.90 per weekday). Better yet, buses and trams are free every Friday, trimming monthly commute costs to roughly $120 for a regular rider. Coverage is improving (with a light rail line in service), but the network remains less extensive than Sydney or Melbourne, so not all Canberrans can rely on it for daily travel.

Fuel & Vehicle

Driving dominates in Canberra, significantly impacting budgets. In 2025, unleaded petrol (91 octane) averages around $1.75 per litre, costing typical motorists about $380–$420 monthly. Routine vehicle maintenance, given Canberra’s distances and higher labour costs, adds roughly $200 monthly. Vehicle registration (including compulsory third-party insurance) averages about $180 monthly, with comprehensive insurance another $190. Altogether, Canberra’s vehicle ownership and running costs remain notably high, despite moderate petrol prices compared to other Australian cities.

Transport Cost of Living Chart (2025)

Expense	Average Cost (AUD)
Monthly Public Transport	$120 (adult regular commuter)
Petrol (Unleaded 91) – per litre	$1.75
Monthly Car Servicing	$200
Monthly Registration	$180
Monthly Insurance	$190

Canberra offers affordable public transport, costing commuters roughly $120 monthly, thanks to fare caps and free Friday travel—a notable saving compared to larger cities. However, residents face high vehicle expenses, spending more on petrol monthly than drivers in other capitals due to Canberra’s sprawling, car-dependent layout. Additional car costs such as servicing, registration, and insurance also add up, though insurance tends to be slightly cheaper than in Sydney or Melbourne. If you’re unsure about moving from Sydney to Canberra, these transport savings might just help you decide.

Groceries & Essentials Cost of Living in Canberra

Canberra’s grocery bills run a bit higher than most Aussie cities. Everyday essentials – from fresh produce to pantry staples – tend to be on the pricier side here. Overall, expect to spend slightly more on your weekly shop in the nation’s capital, though savvy shopping can still uncover decent bargains.

Typical Grocery Basket

A standard grocery run in Canberra will set you back more than it would in Melbourne, Brisbane, or even Sydney. Canberra often tops national food cost surveys – roughly 10% dearer than Melbourne or Brisbane, and even a tad more expensive than Sydney on average. While the gap isn’t huge for individual items, it adds up across a full trolley. If you’ve just moved from Melbourne to Canberra, you’ve probably already noticed how these costs add up in your wallet.

Grocery Prices in Canberra Chart (2025)

Item	Average Price (AUD)
Milk (1 litre)	$2.20
Bread (loaf)	$3.50
Eggs (dozen)	$7.00
Chicken fillets (1 kg)	$14.00
Rice (1 kg)	$3.00

Canberra’s supermarkets rank among Australia’s priciest, with everyday groceries slightly more expensive compared to other capitals. Essentials like milk and bread typically cost just a few cents extra, but cumulatively add to the grocery bill. Notably, eggs are around $7 per dozen, reflecting nationwide price surges last year. Meat prices, however, remain relatively stable—chicken fillets cost about $14/kg, similar to other cities. Overall, Canberra shoppers face moderate but noticeable grocery expenses versus Melbourne, Sydney, Perth, or Brisbane.

Utilities Cost of Living in Canberra

In Canberra, monthly utility costs take a noticeable bite out of the budget, but they remain fairly manageable by Australian standards. The city’s colder winters drive up heating needs, meaning higher energy use in the chilly months. Even so, Canberra’s solid infrastructure and recent government rebates help keep electricity, gas, water, and internet bills in check for the average Canberran household.

Electricity, Gas & Water

A typical Canberra household might spend about $160–$180 per month on electricity and gas combined, especially when heaters are working overtime in winter. Meanwhile, water rates (including sewerage charges) usually add roughly $80 per month for an average home. These figures can vary with usage, but they give a sense of the usual monthly outlay on basic utilities.

Internet

Home internet in Canberra is on par with the rest of Australia. Broadband (NBN) plans typically cost around $70–$80 per month for unlimited data on a standard speed connection. Major providers like Telstra and Optus offer competitive packages in the ACT, so Canberrans generally pay about the same as other Aussies for a reliable home internet subscription.

Monthly Utility Cost of Living in Canberra Chart (2025)

Utility	Typical Monthly Cost (AUD)
Electricity & Gas (combined)	$170
Water Rates	$80
Internet (Broadband)	$75

Canberra’s utility costs reflect its seasonal climate, notably higher winter heating bills compared to milder cities. Government measures, including energy rebates and price caps, have mitigated rising electricity expenses. Water charges increased about 7% in 2025, driven by inflation and infrastructure needs, adding pressure on household budgets. Internet costs align with national averages, though 2025 saw slight rises due to higher NBN wholesale prices. Overall, Canberra’s utilities resemble other capitals, differing mainly through climate-influenced consumption rather than substantial price gaps.

Dining Out & Entertainment Cost of Living in Canberra

Canberra may be Australia’s capital, but it offers a down-to-earth vibe when it comes to leisure. The city boasts a vibrant food scene and plenty of activities. Overall, going out in Canberra tends to be slightly easier on the wallet than an evening out in Sydney, though costs are still reflective of a high standard of living. According to recent data, prices for recreation have remained fairly steady (even dipping slightly in early 2025), so enjoying a night out here won’t break the bank if you budget wisely.

Restaurants & Cafés

Eating out in Canberra ranges from casual eats to fine dining. A basic meal at an inexpensive café or pub is about $25 per person. In contrast, a three-course dinner for two at a mid-range restaurant comes to roughly $130 on average. Even everyday treats are on par with national norms – for instance, a regular cappuccino runs about $5 at your local cafe. These figures highlight that while Canberra’s dining is quality-focused, there are options for various budgets.

Entertainment Options & Pricing

Leisure options in Canberra suit all budgets. Cinema tickets average around $20, aligning with national norms, while monthly gym memberships typically range from $70 to $90. Many recreational activities remain budget-friendly—free community events and low-cost festivals occur regularly, and paid attractions like museum exhibits or tennis court hire (~$30 per hour) remain affordable. Overall, Canberra offers plenty of fun and affordable things to do, making it easy to enjoy life if you’re moving from Adelaide to Canberra.

Entertainment & Dining Cost of Living in Canberra Chart (2025)

Expense	Average Cost (AUD)
Meal for Two (mid‑range restaurant)	$130
Cinema Ticket (one adult)	$20
Monthly Gym Membership	$80

Canberra’s dining and entertainment costs strike an appealing balance, offering more affordable evenings out than pricier Sydney. Fancy dinners for two are notably cheaper, and everyday items like coffee or movie tickets align closely with other major cities. Additionally, gym memberships here cost around $20 less monthly compared to Sydney, benefiting fitness-conscious locals. Overall, Canberra’s prices reflect its high-quality lifestyle yet remain comparable to Melbourne and significantly gentler on the wallet than Sydney’s extremes.

Cost of Living in Perth (2025)

Perth, often dubbed Australia’s sunniest capital, offers a unique blend of laid-back coastal lifestyle and urban convenience. This west-coast city is known for its friendly community vibe, gorgeous beaches, and strong local economy (fueled by mining and resources). Living in Perth generally comes with a lower price tag than Sydney or Melbourne – everyday expenses and housing tend to be easier on the wallet here. Impressively, Perth residents also enjoy some of the nation’s highest average incomes, which helps balance the cost of living. All up, Perth delivers plenty of Aussie charm and comfort without breaking the bank.

Current Cost of Living Breakdown for a couple (2025)

Item	Share of Income (%)	Amount (AUD)
Net couple income	100%	$4,150
Utilities	4.7%	$195
Transport	6.6%	$274
Entertainment	12.3%	$511
Food	17.5%	$726
Rent / Housing	59%	$2,449

The data above shows that housing (rent) takes by far the largest share of a Perth couple’s budget at about 59% of net income. This is an unusually high allocation – well above typical affordability benchmarks (around 30% of income). A 59% rent share even exceeds the Australian average (roughly 35–40% in many capital cities), indicating severe housing cost pressure. Other necessities like food (17.5%) and utilities (4.7%) occupy much smaller portions by comparison. The relatively modest transport costs (6.6%) suggest that either commuting in Perth is reasonably affordable or this couple is economising on travel. Meanwhile, entertainment accounts for 12.3%, a notable discretionary segment but still secondary to core living expenses. 

Newcomers to Perth should plan for high housing costs – consider more affordable suburbs or sharing accommodations to reduce rent. Balancing the budget might also involve tracking discretionary spending (such as entertainment) and seeking out free or low-cost activities to cope with Perth’s cost of living.

Projected Monthly Costs of Living in 2035 (Base Scenario)

Using official forecasts, we project costs and income forward by 10 years. We assume annual inflation (CPI) will average about 2.5% (the midpoint of the Reserve Bank’s target range), while wages for a couple grow around 3.5–3.7% per year. (For context, we also consider an optimistic scenario with low inflation ~1.5%, and a pessimistic scenario with higher inflation ~3.5%, to understand potential variations.) Under the base-case path, all category costs rise with inflation, and the couple’s net income grows with wages.

Projected Monthly Costs in 2035 (Base Scenario)

Item	Amount 2025 (AUD)	Amount 2035 (AUD)	% Change
Net couple income	$4,150	$5,850	+41.1%
Utilities	$195	$250	+28.1%
Transport	$274	$351	+28.1%
Entertainment	$511	$655	+28.1%
Food	$726	$930	+28.1%
Rent / Housing	$2,449	$3,138	+28.1%

Source: AER

In 2035, the couple’s net income is projected to be $5,850 per month, about 41% higher than in 2025. This outpaces the overall rise in living expenses – most essential costs are about 28% higher after a decade of 2.5% annual inflation. In practical terms, the couple’s purchasing power improves: their income growth exceeds price increases, meaning a somewhat smaller share of earnings would go to each expense category by 2035. Notably, no category grows faster than income in the base scenario; even rent (projected ~$3,138) increases ~28%, staying below the income growth rate. Under an optimistic low-inflation case (around 1.5% CPI), cost increases would be gentler (~16% over the decade), further boosting real income and easing budget pressure. Under a pessimistic high-inflation case (~3.5% CPI), expenses could rise ~41% (nearly matching the income gain), which would erode much of the couple’s real financial progress. 

Overall, the base forecast suggests a brighter outlook for a Perth couple by 2035, but planning is crucial. Couples should regularly revisit their budget – for example, if housing costs surge beyond expectations or inflation spikes, adjusting spending and savings early can help maintain financial stability in the long run.

Housing Cost of Living in Perth

Housing in Perth gives you good bang for your buck. The city’s median house price sits around $918,000, noticeably cheaper than in Australia’s larger east-coast capitals. Rentals are more affordable too – while rents have risen amid high demand, they remain lower on average than in Sydney or Melbourne. Overall, Perth’s housing costs are moderate by big-city standards, making it an attractive option for both buyers and renters seeking value for money.

Renting vs Buying

Choosing between renting and buying in Perth hinges on your personal plans and finances. While property prices are rising, homes remain relatively affordable, appealing to those planning long-term settlement, especially with high local wages and WA’s first-home buyer grants. Renting, meanwhile, provides flexibility and lower initial costs, attractive for newcomers. However, Perth’s competitive rental market (marked by very low vacancies and the risk of receiving a notice to vacate) means owning offers greater stability if you can manage the deposit and mortgage repayments.

Housing Cost of Living Trends: Historical Data (2015–2024)

Year	CPI Inflation (YoY)	Median Monthly Rent (AUD)	Median Home Price (AUD)
2015	1.1% (WA) (est.)	$1,860	$550,000 (est.)
2016	0.4% (very low)	$1,780 (decline)	$540,000 (est.)
2017	1.0% (est.)	$1,750 (approx.)	$520,000 (est.)
2018	1.3% (est.)	$1,730 (approx.)	$510,000 (est.)
2019	1.8% (est.)	$1,720 (approx.)	$527,0009
2020	1.1% (est.)	$1,700 (approx.)	~$520,000 (est.)
2021	3.2% (WA) (est.)	$1,800 (approx.)	~$560,000 (est.)
2022	4.3% (WA) (est.)	$2,200 (approx.)	~$630,000 (est.)
2023	4.3% (WA) (est.)	$2,700 (approx.)	~$700,000 (est.)
2024	3.5% (WA) (est.)	$2,990	$785,000

Perth’s housing costs fell and then rebounded over the decade. In the mid-2010s, the end of the mining boom saw Perth rents and prices decline – median house rents dropped from about $430/week in 2015 to the low-$400s as demand cooled. Home prices similarly slipped (2014–2017) – e.g. Perth’s median house price in 2019 (~$527k) was lower than mid-2010s levels, with Perth “the cheapest capital city” by 2019. Inflation in WA was near zero in 2016 (Perth recorded only +0.4% CPI that year, even dipping into deflation briefly), reflecting the weak economy and easing living costs.

The tide turned around 2020: Perth’s rents began climbing as population growth resumed and construction lagged – by 2024, median house rent hit roughly $690/week (over $2,990/month), a dramatic increase that squeezed tenants after years of relief. House prices have also surged since 2021, crossing $630k by 2022 and reaching roughly $785k in 2024, fueled by WA’s economic recovery and affordable starting point. 

10-Year Projections (2025–2034)

Looking ahead, if inflation averages ~3% (base case) in WA, Perth’s housing costs should grow moderately; deviations of ±1% inflation define optimistic and pessimistic cases:

Year	CPI (Base)	Rent (Base)	Price (Base)	CPI (Opt.)	Rent (Opt.)	Price (Opt.)	CPI (Pess.)	Rent (Pess.)	Price (Pess.)
2025	3.0%	$3,080	$808,600	2.0%	$3,050	$800,700	4.0%	$3,110	$816,400
2026	3.0%	$3,170	$832,900	2.0%	$3,110	$816,700	4.0%	$3,230	$849,100
2027	3.0%	$3,260	$857,900	2.0%	$3,170	$833,000	4.0%	$3,360	$883,100
2028	3.0%	$3,350	$883,600	2.0%	$3,230	$849,700	4.0%	$3,490	$918,400
2029	3.0%	$3,450	$910,100	2.0%	$3,290	$866,700	4.0%	$3,630	$955,100
2030	3.0%	$3,550	$937,400	2.0%	$3,360	$884,000	4.0%	$3,780	$993,300
2031	3.0%	$3,660	$965,500	2.0%	$3,430	$901,700	4.0%	$3,930	$1,033,000
2032	3.0%	$3,770	$994,500	2.0%	$3,500	$919,700	4.0%	$4,090	$1,074,400
2033	3.0%	$3,880	$1,024,300	2.0%	$3,570	$938,100	4.0%	$4,250	$1,117,400
2034	3.0%	$4,000	$1,055,000	2.0%	$3,640	$956,900	4.0%	$4,420	$1,162,100

Perth’s future appears cautiously optimistic for affordability. The 2015–2024 period saw deflation and falling rents transform into inflation and rapid housing inflation by the end – a whiplash for residents. For 2025–2034, the base-case scenario (steady ~3% inflation) implies Perth’s housing costs will rise modestly each year, more in line with income growth, preserving or even improving affordability compared to the surprise spikes of the early 2020s. Under this scenario, Perth might remain one of the more affordable capitals. However, a return to high inflation (4%+) would quickly erode those gains, pushing median house prices beyond $1.1M by 2034 and rents up another ~50%, which could strain households just as they recover.

Perth residents should capitalise on the city’s cycles – e.g. when the market is softer (as it was mid-2010s), save aggressively or enter the market, and when the market runs hot, lock in mortgage rates or lease terms. Diversifying one’s housing options, such as considering newer apartment developments in Perth (which often have lower rents), can also provide relief. In summary, Perth’s affordability is likely to fluctuate less wildly going forward, but the lessons of the last decade underscore the value of timing and prudence in housing decisions.

Transport Cost of Living in Perth

Perth’s overall transport costs are fairly moderate by Australian city standards. Locals tend to drive, but they also benefit from slightly cheaper petrol and a budget-friendly public transit system. Thanks to capped fares and competitive fuel prices, Perth households generally spend a smaller share of their income on getting around than those in Sydney or Melbourne. That said, car owners still need to budget for expenses like registration, insurance, fuel, and servicing, which can add up.

Public Transport

Perth’s public transport is affordable and convenient. Fares are capped at a two-zone rate – roughly a $5 max per ride (or even less with a SmartRider card) – so even a cross-city commute won’t break the bank. A regular commuter might spend around $120 a month on public transport, which is good value compared to other capitals. The network of trains, buses and ferries offers solid coverage of the metro area; while outer suburbs have fewer routes, most of the city can be reached with relative ease. Overall, Perth’s transit system delivers a cost-effective alternative to driving.

Fuel & Vehicle

Driving is popular in Perth but brings notable costs. In 2025, unleaded petrol averages around $1.75 per litre, slightly cheaper than in eastern states, yet still costing typical drivers roughly $150–$200 monthly. Additionally, routine maintenance such as oil changes and tune-ups adds around $50 monthly. Perth drivers also face higher-than-average registration fees and car insurance premiums. Altogether, owning and running a vehicle in Perth can significantly impact your monthly budget, despite reasonable petrol prices.

Transport Cost of Living in Perth Chart (2025)

Expense	Cost (AUD)
Monthly Public Transport	$120
Petrol (Unleaded 91) – per litre	$1.75
Monthly Car Servicing	$50
Monthly Registration	$75
Monthly Insurance	$90

Perth stands out with notably cheap public transport thanks to its two-zone fare cap, making commuting significantly cheaper than in Sydney or Melbourne. However, car ownership in Perth brings notable expenses. Western Australia’s vehicle registration fees, nearly $900 annually, rank among Australia’s highest, impacting budgets substantially. Conversely, insurance premiums are relatively low, and Perth’s petrol prices usually sit slightly below eastern counterparts. Balancing public transit savings with car-related costs is crucial to effectively managing Perth’s living expenses.

Groceries & Essentials Cost of Living in Perth

Perth’s grocery prices in 2025 are relatively moderate by Aussie standards. Locals have seen some price rises in recent years, but overall, the cost of everyday essentials in Perth remains competitive. Supermarkets here are generally a bit easier on the wallet than in Sydney, and roughly on par with Melbourne.

Typical Grocery Basket

A typical grocery haul in Perth – your milk, bread, eggs, meat, and pantry staples – costs about the same as it would in most other Australian capitals. Perth sits in the middle of the pack: cheaper than Sydney or Canberra, only a tad higher than Melbourne, and very comparable to Brisbane and Adelaide. In short, you won’t be paying through the nose for basics in the West.

Grocery Prices in Perth Chart (2025)

Item	Price (AUD)
Milk (1 litre)	$2.20
Bread (loaf)	$3.67
Eggs (dozen)	$6.91
Chicken fillets (1kg)	$12.93
Rice (1kg)	$3.06

Perth’s grocery basket blends affordability with a few higher prices. Milk remains budget-friendly at just above $2 per litre due to strong local dairy production. Bread costs around $3–4, comparable to Eastern cities. Egg prices, nearing $7 a dozen, reflect recent national increases. Chicken, at about $13 per kilo, provides affordable protein compared to pricier red meat, while basics like rice ($3/kg) stay low-cost. Overall, Perth families spend slightly more than Melbourne but less than Sydney families.

Utilities Cost of Living in Perth

Perth’s utility costs are relatively moderate, offering a balance of affordability and quality service. Thanks to Western Australia’s regulated energy market and resource wealth, locals enjoy stable power and gas prices. Even with the air-con cranked in summer or a few long showers, the monthly spend on electricity, gas, water, and internet remains reasonable for most households.

Electricity, Gas & Water

A typical Perth household might spend around $150 per month on electricity and gas combined, plus roughly $80 per month for water. Electricity prices are set by the state and benefit from WA’s abundant natural gas and coal, keeping rates competitive. Gas in particular is a bargain out west, often much cheaper than over east. Water bills can add up a bit due to Perth’s dry climate and extensive water supply network, but staying water-wise helps manage the cost.

Internet

 Unlimited broadband in Perth costs about $70–$80 per month on average. Major providers like Telstra and Optus offer NBN plans in this price range, so you won’t pay more for internet here than you would in Sydney or Melbourne. Whether you’re streaming footy or video-calling the rellies, Perth’s internet prices are on par with the national norm.

Monthly Utility Cost of Living in Perth Chart (2025)

Utility	Typical Monthly Cost
Electricity & Gas	~$150
Water Rates	~$80
Internet	~$75

Perth offers relatively affordable energy bills, benefiting from low-priced natural gas, among Australia’s cheapest, and reasonable electricity rates thanks to government tariffs and local energy resources. However, water charges are somewhat higher due to the dry WA climate and costly water sourcing methods like desalination. Internet costs align with national averages, making overall monthly utilities fairly standard. Living in Perth in 2025, residents typically spend a few hundred dollars monthly covering essential utilities, consistent with other Australian capitals.

Dining Out & Entertainment Cost of Living in Perth

Perth’s vibrant social scene – from trendy eateries and casual pubs to outdoor fun – offers plenty of ways to enjoy a good time without breaking the bank. Despite cost-of-living pressures, West Aussies still happily splash out on food and fun, with even official data showing dining-out spending holding strong. From beachside barbecues to downtown dining, Perth lets you savour life without emptying your wallet.

Restaurants & Cafés

Meals at a casual café or pub range from around $15–$30 per person, while a three-course dinner for two at a mid-range restaurant costs about $120. A cappuccino is roughly $5, and a pint of local beer runs $10–$12 on average.

Entertainment Options & Pricing

A movie ticket in Perth costs around $25, and a monthly gym membership is roughly $60–$70. Big concerts or special events can top $100 per ticket, but plenty of Perth’s favourite pastimes – like beach days and park outings – are free or low-cost.

Entertainment & Dining Cost of Living in Perth Chart (2025)

Expense	Average Cost
Meal for Two (mid-range restaurant)	$120
Cinema Ticket (one adult)	$25
Monthly Gym Membership	$70

In short, enjoying Perth’s food and fun is relatively budget-friendly compared to pricey Sydney. A night out – dinner for two plus a pair of movie tickets – comes to about $170 in Perth, versus easily $200+ in Sydney. Perth’s dining costs mirror Melbourne’s and sit only slightly above Brisbane’s or Canberra’s. In other words, Perth hits a sweet spot, offering big-city quality at down-to-earth prices – truly bang for your buck.

Cost of Living in Brisbane (2025)

Brisbane (affectionately known as “Brissie”) offers a laid-back, sunny lifestyle with all the perks of a big city. As Australia’s third-largest city, it’s renowned for its warm climate, friendly community vibe, and outdoor living – from riverside barbeques to weekends at nearby Gold or Sunshine Coast beaches. Living in Brisbane tends to be easier on the wallet than in Sydney or Melbourne, with generally lower housing and everyday costs. It’s an appealing mix of affordability and quality of life, though recent growth means the cost of living has been creeping up as the city’s popularity soars.

Current Cost of living Breakdown for a couple (2025)

Item	Share of Income (%)	Amount (AUD $)
Net couple income	100%	$4,450
Utilities	5.0%	$223
Transport	6.9%	$307
Entertainment	12.9%	$574
Food	18.3%	$815
Rent / Housing	56.9%	$2,531

In 2025, a typical Brisbane couple has a net monthly income of about $4,450, and over half of that (56.9%) goes toward rent/housing – by far the largest share of their budget. This housing share is exceptionally high, consuming a majority of income. For context, housing costs in Australia usually make up roughly one-quarter to one-third of household budgets, so a ~57% allocation far exceeds the national norm (commonly ~30% for affordability, with anything above 35–40% considered very high). The heavy rent burden likely squeezes other categories: essential costs like food (18.3%) and transport (6.9%) take moderate portions, while utilities (5.0%) remain a small slice.

Entertainment (12.9%) is a notable but reasonable share, reflecting discretionary spending that might be adjusted if needed. Rent standing out at over half the budget suggests newcomers to Brisbane should plan carefully for housing – for example, consider living in more affordable suburbs or shared accommodations to reduce the rent strain, freeing up income for savings and other expenses.

Projected Monthly Costs of living  in 2035 (Base Scenario)

Using official forecasts for the next decade, we project costs and income to 2035 under a base-case scenario. The Reserve Bank of Australia targets inflation around 2.5% per year (midpoint of the 2–3% range), so we assume living costs in each category rise ~2.5% annually. Meanwhile, wage growth is expected to slightly outpace inflation – government projections put annual wage increases in the mid-3% range (about 3.5% in the later 2020s, rising to ~3.7% into the 2030s). This means our couple’s net income should grow faster than their expenses. Below is the projected monthly budget in 2035 under these base-case conditions:

Projected Monthly Costs in 2035 (Base Scenario)

Item	Amount 2025 (AUD)	Amount 2035 (AUD)	% Change
Net couple income	$4,450	$6,275	+41.1%
Utilities	$223	$285	+28.1%
Transport	$307	$393	+28.1%
Entertainment	$574	$735	+28.1%
Food	$815	$1,045	+28.1%
Rent / Housing	$2,531	$3,243	+28.1%

By 2035, Brisbane’s couple income is projected to reach ~$6,275 per month, about 41% higher than in 2025, reflecting robust wage growth. This rise outpaces the roughly 28% increase in living costs driven by cumulative inflation. In effect, the couple’s purchasing power improves over the decade – their income growth (3.5%+ yearly) exceeds price inflation (2.5% yearly), leaving a wider gap between earnings and expenses. Every major spending category – from utilities to food – grows roughly in line with inflation (~28% total over ten years), meaning no category outpaces income under the base-case.

For instance, housing costs that were $2,531 in 2025 inflate to about $3,243 in 2035, but as a share of income this actually drops from 56.9% to roughly 51.7%. The relief is notable, with rent taking a slightly smaller slice of a larger paycheck, the couple could have more breathing room for savings or discretionary spending. (Indeed, if their consumption habits stay constant, they’d have a few hundred dollars unallocated each month by 2035.)

It’s important to note that these projections assume moderate inflation. In an optimistic scenario (low inflation of ~1.5% annually), prices would rise much more slowly – on the order of only ~16% over the decade – further boosting real incomes and easing cost pressures. Conversely, a pessimistic scenario with higher inflation (~3.5% per year) would push expenses up about 41% by 2035 (nearly matching the income growth rate), potentially wiping out the couple’s gains in purchasing power.

Thus, while the base-case outlook is positive – suggesting Brisbane couples will be better off in 2035 – outcomes can vary. A prudent takeaway for Brisbane families is to budget with a cushion, take advantage of the current period of wage growth outpacing inflation to build savings or pay down debt. That way, if living costs surge beyond expectations, your finances can absorb the shock. Ultimately, keeping housing costs in check (aiming for a rent share closer to the national average) and maintaining some financial flexibility are key strategies for long-term affordability in Brisbane’s evolving cost landscape.

Housing Cost of Living in Brisbane

Housing in Brisbane remains comparatively affordable by big-city standards. The median house price is around A$1 million, reflecting a significant rise in recent years but still less than Sydney or Melbourne. Rents have also climbed to record levels, yet on average, Brisbane tenants pay noticeably less than those in Australia’s larger capitals. Whether you’re eyeing a modern apartment downtown or a family home in the suburbs, you’ll generally get more bang for your buck in Brisbane.

Renting vs Buying

Deciding between renting and buying in Brisbane hinges on your finances and lifestyle goals. Owning offers stability and potential gains, appealing amid Brisbane’s rising property values, though high interest rates and million-dollar prices demand careful budgeting. Renting provides flexibility with lower initial costs, yet rapidly increasing rents, driven by strong demand, diminish savings. Ultimately, locals balance the long-term investment and security of buying against renting’s short-term financial ease and adaptability, acknowledging both options’ merits and drawbacks.

Housing Cost of Living Trends: Historical Data (2015–2024)

Year	CPI Inflation (YoY)	Median Monthly Rent (AUD)	Median Home Price (AUD)
2015	1.5% (QLD) (est.)	$1,730	$470,000 (dwelling)
2016	1.7% (QLD) (est.)	$1,760 (approx.)	~$490,000 (est.)
2017	1.8% (QLD) (est.)	$1,800 (approx.)	~$520,000 (est.)
2018	1.7% (QLD) (est.)	$1,820 (approx.)	~$540,000 (est.)
2019	2.0% (QLD) (est.)	$1,830 (approx.)	$563,000
2020	1.3% (QLD) (est.)	$1,820 (approx.)	~$580,000 (est.)
2021	4.0% (QLD) (est.)	$1,900 (approx.)	~$700,000 (est.)
2022	4.1% (QLD) (est.)	$2,300 (approx.)	~$850,000 (est.)
2023	4.1% (QLD) (est.)	$2,750 (approx.)	~$950,000 (est.)
2024	4.1% (QLD) (est.)	$2,820	$940,000 (metro)

Brisbane’s housing costs have risen steadily, then rapidly. Rentals: In 2015, Brisbane’s median house rent was around $400/weekt, offering relatively affordable options. Through the late 2010s, rent increases were modest, reflecting a balanced market. However, by 2021–2022, Brisbane experienced an influx of residents (some from pricier Sydney/Melbourne) and low vacancy rates, igniting rents – the median house rent jumped to $650/week by 2024, a sharp uplift that outpaced general inflation. House prices: Brisbane’s median home prices grew from roughly $470k in 2015 to the mid-$500ks by 2019, a gentle climb compared to southern capitals. The boom came during COVID-19: record-low interest rates and interstate migration saw Brisbane house prices surge ~30%+ in 2021–2022, peaking around $850k+ in 2022, and reaching ~$950k in 2024 (nearly double the 2015 level). Brisbane’s inflation mirrored national trends, staying ~2% or below pre-2020, then hitting the mid-4% range in 2022–2024 as housing, fuel, and food costs climbed.

For Brisbane, the past decade transitioned from affordable growth to a period of housing cost pressure. Renters saw big recent hikes, and aspiring buyers face higher entry prices. One insight is that Brisbane’s relative affordability (cheaper than Sydney/Melbourne) may not last if growth continues – residents should plan for higher baseline costs. Renters might explore the Moreton Bay or Ipswich areas for better value, and buyers could take advantage of Queensland’s first-home incentives before prices possibly run further.

10-Year Projections (2025–2034)

Assuming base-case inflation ~3% annually in Queensland (optimistic 2%, pessimistic 4%), we project the following for Brisbane, using ~2024 values ($2,820/month rent, $940k price):

Year	CPI (Base)	Rent (Base)	Price (Base)	CPI (Opt.)	Rent (Opt.)	Price (Opt.)	CPI (Pess.)	Rent (Pess.)	Price (Pess.)
2025	3.0%	$2,900	$968,200	2.0%	$2,880	$958,800	4.0%	$2,930	$977,600
2026	3.0%	$2,990	$997,200	2.0%	$2,940	$978,000	4.0%	$3,050	$1,016,700
2027	3.0%	$3,080	$1,027,100	2.0%	$3,000	$997,600	4.0%	$3,170	$1,057,400
2028	3.0%	$3,170	$1,057,900	2.0%	$3,060	$1,017,600	4.0%	$3,300	$1,099,600
2029	3.0%	$3,270	$1,089,600	2.0%	$3,120	$1,038,000	4.0%	$3,430	$1,143,600
2030	3.0%	$3,370	$1,122,300	2.0%	$3,180	$1,058,800	4.0%	$3,570	$1,189,300
2031	3.0%	$3,470	$1,155,900	2.0%	$3,240	$1,080,000	4.0%	$3,720	$1,237,000
2032	3.0%	$3,570	$1,190,600	2.0%	$3,300	$1,101,600	4.0%	$3,870	$1,286,500
2033	3.0%	$3,680	$1,226,300	2.0%	$3,370	$1,123,600	4.0%	$4,020	$1,338,000
2034	3.0%	$3,790	$1,263,100	2.0%	$3,440	$1,146,100	4.0%	$4,180	$1,391,500

Brisbane’s next decade is likely to see continued growth, but perhaps less ferocious than the early 2020s. In 2015–2024, Brisbane went from stable, affordable housing to a city catching up with larger capitals – a trend that strained affordability by 2024. In 2025–2034, base-case projections suggest a more sustainable growth path: roughly 3% annual increases could mean wages and house prices rise in tandem. This would moderately improve affordability compared to the recent past (e.g. the house-price-to-income gap might stop widening).

However, if Brisbane remains a magnet for migration and inflation stays elevated (pessimistic case), housing costs will compound significantly – potentially another ~50% increase by 2034 – making Brisbane as expensive as today’s Melbourne. For residents, it’s a good strategy to buy sooner rather than later if financially ready, since even base-case appreciation will make entry pricier over time. Renters should budget for ongoing rent hikes and might consider renting-to-buy schemes or moving slightly farther from the CBD to save money.

In summary, Brisbane’s affordability may hold or even improve slightly under benign conditions, but vigilance is needed – the city’s rapid growth trajectory could resume if high inflation or another demand surge occurs, so personal finances should be managed with an eye on the long term.

Transport Cost of Living in Brisbane

Brisbane’s transport scene is a mixed bag: it can be incredibly cheap if you stick to public transit, but owning and running a car will still put a dent in your wallet. Overall, getting around Brisbane tends to be more affordable than in Australia’s bigger cities.

Public Transport

Brisbane’s public transport is now extremely cheap – just 50 cents per trip on all buses, trains, ferries and trams (excluding the Airtrain). This flat fare makes commuting around the city cheaper than a cup of coffee, and the network’s solid coverage reaches most suburbs.

Fuel & Vehicle

Owning a car in Brisbane can be pricey. Unleaded petrol is around $1.85 per litre at local servos, meaning a typical commuter might pay about $150 a month for fuel. Add roughly $100 monthly for routine servicing and maintenance, and you can see how car expenses add up. If you are moving around Brisbane soon and are unsure about what vehicle to choose, read our guide “Choosing the Right Truck Size for Your Move in Australia“.

Transport Cost of Living in Brisbane Chart (2025)

Expense	Average Cost (AUD)
Monthly Public Transport	$30 (with 50c fares)
Petrol (Unleaded 91) – per litre	$1.85 per litre
Monthly Car Servicing	$120
Monthly Registration (Rego + CTP)	$65
Monthly Car Insurance	$100

Brisbane’s remarkably low public transport costs, around $30 monthly for regular commuters, clearly outperform pricier Sydney or Melbourne—cheaper than daily coffees! However, drivers face steep fuel prices, making trips to the pump costly. Thankfully, other vehicle expenses like servicing, registration, and insurance remain reasonable. Overall, Brisbane ranks among Australia’s most affordable capitals for transport, successfully balancing extremely cheap transit fares with manageable car ownership costs, benefiting locals whether they ride or drive.

Groceries & Essentials Cost of Living in Brisbane

In Brisbane, day-to-day grocery and essential costs are fairly average by Aussie city standards. Locals pay about the national mean for basics – items like milk, bread and eggs remain quite affordable, though recent inflation has nudged some prices upward.

Typical Grocery Basket

Brisbane sits mid-range among Australia’s big cities for grocery costs. A typical basket here generally costs a touch less than in Sydney or Melbourne. While differences aren’t huge, Brisbane shoppers often enjoy slightly cheaper staples, making everyday grocery runs a tad easier on the wallet.

Grocery Prices in Brisbane Chart (2025)

Item	Price (AUD)
Milk (1 litre)	$2.50
Bread (Loaf)	$3.50
Eggs (Dozen)	$6.80
Chicken Fillets (1kg)	$12.90
Rice (1kg)	$2.90

Brisbane’s grocery prices offer mixed affordability. Milk and rice remain budget-friendly at under $3 each, while chicken fillets, around $13 per kilo, rank as the priciest staple. Eggs also draw attention at roughly $6–7 per dozen due to recent chicken shortages. Overall, Brisbane’s 2025 grocery expenses sit slightly below Sydney’s and closely match Melbourne and other capitals, ensuring locals don’t face significantly higher checkout costs compared to residents of other major Australian cities.

Utilities Cost of Living in Brisbane

Brisbane’s monthly utility costs are relatively reasonable by Australian standards, but they can still take a bite out of your budget. On average, a Brisbane household spends a few hundred dollars each month on essential services like electricity, gas, water, and internet. The city’s subtropical climate and local infrastructure costs can influence these expenses, making energy bills a key consideration for Brisbanites.

Electricity, Gas & Water

You’ll find electricity is your biggest utility expense in Brisbane, averaging around $150 per month. If your home uses gas for cooking or heating, that’s another roughly $50–$90 each month. Water rates typically add about $80 per month for the average household.

Internet

Broadband internet in Brisbane typically costs about $70 to $90 per month for unlimited data. A standard NBN plan from a major provider (like Telstra or Optus) is around $80 a month for 50 Mbps speeds. In general, Brisbane’s internet prices are on par with the national average.

Monthly Utility Cost of Living in Brisbane Chart (2025)

Category	Typical Monthly Cost
Electricity & Gas	$230
Water Rates	$80
Internet	$80

Energy dominates Brisbane household utility budgets, with combined electricity and gas (~$230) costing about triple water or internet expenses. High summer temperatures boost air-conditioning usage, increasing electricity bills, though mild winters keep heating costs low, leading many homes to skip gas entirely. Water charges in Queensland are notably high, but rooftop solar panels help reduce electricity costs. Overall, Brisbane’s utility expenses align closely with other capitals, with internet costs standard nationally and electricity slightly below the Australian average.

Dining Out & Entertainment Cost of Living in Brisbane

Brisbane’s dining and entertainment scene is vibrant and surprisingly kind on the wallet. The city’s restaurants, cafés, and leisure activities tend to be more affordable here than in Sydney or Melbourne. Whether you’re grabbing a meal or enjoying a night out, costs in Brissie are generally moderate by Australian standards.

Restaurants & Cafés

For everyday eats, a casual meal might cost around $25 per person. If you step it up to a nicer spot, a mid-range three-course dinner for two runs about $110 all up. A cappuccino sits around $5 and a pint of local beer about $10, in line with Aussie averages. People moving out for the first time often spend a lot on dining out, so it’s important to factor these expenses into your weekly budget.

Entertainment Options & Pricing

Heading out for a flick will set you back around $20 for a cinema ticket. Most gyms in Brisbane cost roughly $70 a month for membership. Fortunately, the city also boasts plenty of free or low-cost entertainment – think outdoor festivals, markets, and community events.

Entertainment & Dining Cost of Living in Brisbane Chart (2025)

Expense	Average Cost (AUD)
Meal for Two (mid-range restaurant)	$110
Cinema Ticket (1 adult)	$20
Monthly Gym Membership	$70

Brisbane stands out as an affordable capital for dining and entertainment. A mid-range dinner for two at $110 beats Sydney and Melbourne’s usual $120+ and even edges out Canberra, closely matching Perth’s dining prices. Movie tickets ($20 each) are cheaper than Sydney’s $24 and align with other capitals. Gym memberships, averaging $70 monthly, significantly undercut Sydney’s $90+ fees and closely match Melbourne’s, though Perth is slightly cheaper. Overall, Brisbane offers budget-friendly leisure compared to Australia’s biggest cities.

Ready to Make Your Move? North Removals Is Here to Help

Now that we’ve crunched the numbers across six cities, one thing is clear: the cost of living in Australia isn’t a one-size-fits-all deal. Sydney came out on top as the priciest place to live (no surprises there), especially with its steep housing and entertainment costs. Melbourne isn’t far behind, offering a slightly cheaper but still big-city experience. Even Canberra, with its smaller population, won’t exactly give your wallet a break. That’s why choosing the best-rated removalist in Melbourne can help ease the transition between these bustling cities.

On the flip side, Perth’s laid-back charm, Brisbane’s sunny vibe, and Adelaide’s relaxed festival atmosphere come with lower price tags, making them clear winners for affordability. These cities give you more bang for your buck—from cheaper home prices and friendlier everyday expenses in Perth and Brisbane, to budget-friendly dining and entertainment in Adelaide, while still serving up fantastic lifestyles. They’re proof you don’t have to sacrifice quality of life just to save money in Australia’s big cities—you can truly have both. If you’re planning a change from bustling Sydney to relaxed Canberra, download our moving house checklist.

Finally, if this 2025 cost-of-living rundown has you thinking about making a move, remember you don’t have to tackle it solo. At North Removals, we pride ourselves on making relocations as easy as a weekend barbecue. Whether you need an Australian moving address checklist or want a reliable crew on moving day, we’ve got you covered. Give us a call or book your move online, and we’ll handle the heavy lifting so you can start your next chapter stress-free.